Life Insurance

Life Insurance is about looking after the ones you love...

Nobody really likes to talk about life insurance - but in the end - it’s one of those things, like a will, that is a very sensible and practical thing to have in place.

Most of us expect to live to a ripe old age. But just imagine if the unexpected happened and you had a fatal accident or terminal illness – what would happen to your family? How would they survive financially?

You may have money in a savings plan, investments or perhaps equity in your home. But turning these into cash may mean your family having to sell assets, which could cause even more disruption at a time when what they really need is financial support and time to adjust.

Life insurance protects your family in the event of your death or terminal illness by providing them with a lump sum payment that can be used for paying:

• Mortgage or rental payments
• Children’s education and school fees
• Car maintenance and petrol
• Credit cards and other debts
• Food, clothing, phone bills, gas and electricity
• Child care
• Funeral costs

Life insurance is not just for the breadwinner in the family. If the partner who takes care of the children and home for most of the time were to pass away, it would mean additional expenses such as babysitters, child care and housekeeping to keep the household running smoothly.

Which company offers the best life insurance?

Your insurance adviser will advise you as to the best life insurance cover for you and your family. Essential Financial Services has an ongoing process for ensuring your policies are reassessed on a timely basis so your lifestyle, family and assets are protected.

Need a free Life Insurance Quote? Contact Us Today:

Call us on (03) 9890 3388 to book an obligation-free appointment, or get a free online quote now.

The information contained in this outline is of a general nature only. It has been prepared without taking into account any individual's objectives, financial situation or needs. Before acting on this information, you should consider the appropriateness having regard to your own objectives, financial situation and needs.