How we help you…

Free Advice & Guidance through the maze of buying insurance.

We help you compare insurance companies so you find the right policy for your unique circumstances and lifestyle – and we do this free of charge.

Where we stand out from the pack is that we also help you when it’s time to claim on your insurance. We then act as an intermediary between you and the insurance company to cut through the red tape and ensure you get the best and fastest result.

Insurance types we offer advice on:

• Income Protection Insurance
• Life Insurance
• Trauma and Total & Permanent Disability (TPD)
• Business Protection Insurance:
  • Business Expenses,
  • Succession Planning,
  • Key Person Insurance.

How we work – the Process.

Our goal is to help you understand how to achieve protection and peace of mind for your future and the future of your family. To do this we offer advice in personal risk protection to fit your individual needs.

1. We begin by outlining the different types of personal insurance available to you, and how they can work with each other. This is done with the assistance of a uniquely designed Client Information Booklet, which is our free gift to you as a reference and educational resource for the future.

2. We then conduct an analysis of your current situation – which allows us to determine what is required to minimise the risk of financial loss in the event of a adverse event such as illness, injury or death.

3. We include information explaining potential sources of financial loss from health, accident, disability, or death and provide alternatives and solutions on how to properly manage each of these potential occurrences.

4. Our process includes reviewing the coverage of any existing insurance policies that may be in place, conducting a full needs analysis, and recommending the amount of insurance coverage required for your unique situation.

5. Our practice ensures all recommendations are presented in writing in a form of a Statement of Advice –this document provides clear recommendations and options that are personally explained to you.

For more information on how we can help you secure your future, call us on (03) 9890 3388 or Download our Financial Services Guide (FSG) PDF.