Frequently Asked Questions

Will you come to visit me?

Yes, we believe that meeting with both partners in a relationship is vital when discussing personal risk protection  that effect the entire family. It is only fair for all concerned  to have the same opportunity to learn about what insurance can do and what their options are. As a result we will make a time that suits both partners.

How does Essential Financial Services reach clients who may need assistance?

We do not actively advertise. Our business has grown from building strong business and client relationships and providing quality service and advice. These relationships have proved invaluable with all new business now being referred to our firm from these sources. Referral sources include our clients, testimonials, Accountants, finance companies, and Solicitors.

How is Essential Financial Services paid?

If you are referred to us there is no cost for our initial consultation. No conditions apply and there are no catches. We will provide you with insurance quotes for free. EFS. is paid a brokerage by an insurance company if you decide to apply for the cover and it is accepted. What we are paid does not affect the level of your premium and if you decided to go direct to the insurance company and do all of the work yourself, you would still pay the same premium

What is the value network?

In a competitive market we believe that establishing a group of professional businesses, each offering separate areas of expertise will benefit clients, prospects and businesses alike. Each practice continues to operate independently but work together with other professionals that can be trusted and respect bringing additional services to mutual clients. At all times each practice continues to control their own client relationships but have the opportunity to offer additional services to their valued clients. The ability to make these services available is free of any costs to each practice and is based on being of mutual benefit for all parties who want to help their clients. Its about professionals working together and offering their clients additional services from experts in their field.

Who is our Licensee?

Your adviser, who is providing your recommendation, is a representative of Charter Financial Planning (ABN 35 002 976 294), which holds a Financial Services Licence.(No 234665) .