Essential Financial Services

View Robert Bonifacio’s profile on LinkedIn



Contact Us

P.O.Box 39

Blackburn South 3130

Victoria Australia

Tel (03) 9890 3388

Click to email us

Personal insurance and income protection advice in Melbourne

Essential Financial Services is your specialist personal insurance advisor.  


We assist you to make informed decisions by providing advice, options, and solutions to the huge range of insurance options and contracts available.


Our deep knowledge and decades of experience in insurance ensures Essential Financial Services can provide a highly personalised solution to your individual or business situation.


  • Reassess your existing insurance: We help you weigh up options on a variety of insurance contracts
  • Guaranteed support at claim time: We act as your trusted advisor and intermediary with insurance companies at the critical time
  • Business-focused insurance advice: We provide specialist knowledge of legislation and compliance for business owners and keyman cover
  • A second opinion: Ask us about your existing insurance to see where you can save money – and get better cover


For expert, specialist advice on your Personal Insurance, contact Essential Financial Services on (03) 9890 3388 or via This e-mail address is being protected from spambots. You need JavaScript enabled to view it .



For more information Download our Financial Services Guide (FSG) PDF


The trustee for Bonifacio Family Trust (ABN 98 942 144 092), trading as Essential Financial Services, is an authorised representative of Charter Financial Planning Limited (ABN 35 002 976 294), Australian Financial Services Licence 234665


The information provided on this site is general in nature and does not constitute advice. You need to consider with your financial situation and your particular needs prior to making any strategy or products decision.

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*Your initial advice appointment is at no cost to you.